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Buying February 20, 2026

Top Questions to Ask Your Realtor Before Buying

Buying a home is exciting, but it can also feel overwhelming. There are so many decisions to make, from choosing the right neighborhood to understanding financing. One of the best ways to feel confident in your homebuying journey is to have a trusted realtor by your side and asking the right questions can make all the difference.

  1. How is the current market?

Understanding the market is key to making informed decisions. Ask your agent about recent trends in your area, typical home prices, and how quickly homes are selling. This will give you a sense of whether it’s a buyer’s or seller’s market and help you plan your offers accordingly.

  1. What neighborhoods fit my lifestyle?

Your realtor knows the ins and outs of different neighborhoods, from school ratings to local amenities and the overall vibe. Share your priorities and ask which areas best match your needs, whether it’s proximity to work, walkable streets, or quiet suburban charm.

  1. What additional costs should I expect?

The purchase price isn’t the only expense when buying a home. Ask about closing costs, property taxes, homeowners insurance, and potential HOA fees. A knowledgeable realtor can break down these costs so you aren’t caught off guard.

  1. How long does the buying process typically take?

It helps to have realistic expectations. Your agent can walk you through the typical timeline from making an offer to closing day and explain any factors that might speed up or slow down the process.

  1. How do I make a competitive offer?

In competitive markets, knowing how to structure an offer can mean the difference between getting your dream home or missing out. Your realtor can guide you on offer price, contingencies, and strategies to make your offer stand out without overpaying.

  1. Can you recommend trusted professionals?

From lenders to inspectors to insurance agents, your realtor likely has a network of trusted professionals. Ask for recommendations. They can save you time, stress, and potential headaches.

  1. What red flags should I watch for?

Whether it’s a quirky layout, structural issues, or potential for rising property taxes, your agent can help you spot things that may affect your long-term happiness and investment.

  1. How do you communicate during the process?

Everyone has a preferred communication style. Ask your realtor how they will keep you updated on new listings, showings, and offers. Clear communication can make the homebuying process much smoother and less stressful.

Finding the right home is about more than just the perfect kitchen or backyard. It’s about having guidance, asking the right questions, and feeling confident every step of the way. By talking with your realtor openly, you’ll be prepared to make informed decisions and find a home that truly fits your needs.

Don’t have an agent yet? Connect with a local ERA agent today!